A free consultation, without obligation

There are times when it can prove difficult to establish your true financial needs. You may want an expert to consider whether or not your finances are in order or to point out if you need to take some action.

We offer a free consultation, of up to half an hour in length, to consider your personal circumstances. Our consultation offer is made without any obligation upon you.

Our advisers are available to meet in person, or if you would prefer it is possible to hold a consultation over the telephone.

Specialist advice

In a similar way as the medical profession, there are differences between the manner in which financial planners operate. Some can be viewed as general practitioners, whilst others choose to specialise on certain areas of advice.

Assisting our clients to plan for their futures, normally requires us to consider all aspects of their financial well being. We are carefull to ensure that we highlight any protection needs, investment or tax saving opportunities that exist. This level of service demands the general financial planning skills that we have built up over the years our business has been in operation.

We understand that there are circumstances of financial planning where the expert knowledge of a specialist is required. Listed below are the areas of specialist advice that we provide and details of who you should contact.

Contact us		Specialisation		Email
Mr M Gee Dip.M.		Key Person Protection		Berns Brett		email me
		Group Protection
		Employee Benefits
		Shareholder Protection
		Group Stakeholder
		Group Pensions
		Tax Planning for businesses
		Offshore Investments
		Educational Fees Planning
		Health / Long term care
		Pension choices at Retirement
		Regular Savings
		Estate Planning
		Individual Protection
		Unit Trusts / Investment Trusts
Mr P French MBA, ACII, APFS		Tax Planning for businesses		Berns Brett		email me
		Key Person Protection
		Group Protection
		Employee Benefits
		Shareholder Protection
		Group Stakeholder
		Group Pensions
		Pensions (incl Stakeholder)
		Unit Trusts / Investment Trusts
		Offshore Investments
		Educational Fees Planning
		Lump Sum Investments
		Pension choices at Retirement
		Regular Savings
		Pension Transfers
Mr T Poulter APFS, Cert CII (MP)		Group Pensions		Berns Brett		email me
		Tax Planning for businesses
		Commercial Mortgages
		Key Person Protection
		Group Protection
		Employee Benefits
		Shareholder Protection
		Group Stakeholder
		Individual Protection
		Pensions (incl Stakeholder)
		Residential Mortgages
		Offshore Investments
		Health / Long term care
		Expatriates
		Lump Sum Investments
		Pension choices at Retirement
Your home may be repossessed if you do not keep up repayments on your mortgage.